Terms of Use

Welcome to the Lumi application (“Application”), provided by Volodymyr Dudarenko (“we,” “us,” or “our”). By using our Application and the associated services (“Service”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please discontinue using the Application.

Lumi offers users the ability to:

Whether you’re seeking answers about love, career, or personal growth, Lumi provides a portal for self-discovery and enlightenment.

The Application is not intended for use by children. If you are under the age of 16, you must not use our Application. You must make sure that our Application is not used by anyone under the age of 16. We will not be responsible for children who use your credit card, or other means of payment, to purchase any in-app purchases.

By using the Application, you agree to:

We offer the following subscription plans:

Payment is processed through Google Play and App Store. All transactions are subject to the terms and policies of the respective app stores.

Automatic Renewal — Subscriptions automatically renew at the end of each subscription period unless canceled at least 24 hours before the end of the current period. Renewal charges will be applied to your account within 24 hours prior to the end of the current period.

Subscription Cancellation — You can cancel your subscription at any time through your account settings in Google Play or the App Store. Cancellation will take effect at the end of the current paid period. Deleting the Application does not cancel your subscription. You can cancel your subscription in your account settings at any time.

If we receive a refund request for an in-app purchase, we may provide Apple with information about the user’s in-app purchase activity. This could include details such as time since app installation, total app usage time, an anonymous account identifier, whether the in-app purchase was fully consumed, whether it included a trial period, the total amount spent, and the total amount refunded.

We respect your privacy and do not collect personal data such as your email address, or payment information.

We collect the following anonymized data:

This data is used solely for improving the Application and enhancing your user experience.

Please refer to our Privacy Policy for more details.

All materials within the Application, including text, images, graphics, and software, are owned by us or used under lawful licenses. You may not use these materials without our prior written consent.

The Application and its content are provided on an “as is” and “as available” basis without warranties of any kind. We do not guarantee that the Application will be error-free or uninterrupted. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Application.

We reserve the right to modify these Terms at any time. By continuing to use the Application after changes are made, you agree to the revised Terms.

If you have any questions or suggestions regarding these Terms, please contact us by e-mail at the address below.